Whether you buy equipment or sell it, financing shouldn't be what stops the deal.
Pick the side you're on. Each one has its own short form, and I'll call you back within one business day.
Need equipment? Finance the purchase without draining your cash.
Spread the cost over time and keep your cash for payroll, inventory, and the slow months.
I'm Buying Equipment →Don't lose an equipment sale because your customer needs financing.
Send me the customers who say "I can't pay for it all at once." I'll work on getting them funded so you can close.
I Sell Equipment →Get the equipment now. Pay for it as it earns.
Equipment financing is built around the thing you're buying. The equipment itself secures the deal, which can make approval easier than a regular loan, even for newer businesses.
- Keep your cash. A monthly payment in place of one big check.
- Terms that fit the equipment. Typically 1 to 6 years.
- Quick answers. Decisions typically in 2 to 5 business days.
- One application, multiple funding partners. I shop it for you and explain each offer in plain English.
Want a ballpark first? Use the estimator and enter your equipment cost.
Your customer wants it. They just can't write the whole check today.
That's the sale that walks. Give those customers a way to pay over time, and more of your quotes turn into invoices.
- Save the sales you're losing. "Let me think about it" often means "I don't have the cash right now."
- No cost and no paperwork for you. I handle the application and the back-and-forth with the customer.
- You sell at your price. In most cases the funding partner pays you directly once the deal funds.
- One person to call. You'll have my cell, and I'll tell you where each customer stands.
Equipment financing questions
Can I finance used equipment?
Often, yes. Many funding partners finance used equipment. The age and condition of the equipment affect the terms.
Does my business have to be established?
Not always. Because the equipment secures the deal, some programs work with newer businesses. Time in business, credit, and revenue all affect what's available.
Is a down payment required?
It depends on the funding partner and your profile. Some programs finance the full cost and others ask for money down. You'll see that on each offer before you decide.
Will this hurt my credit?
Talking with me and getting a ballpark does not pull your credit. If you move forward with a specific funding partner, that partner may run its own credit check.
I'm a vendor. Does this cost me anything?
No. There is no fee to you for referring a customer.
I'm a vendor. How and when do I get paid for the equipment?
In most cases the funding partner pays the vendor directly once the customer's financing is finalized. The exact timing depends on the funding partner, and I'll tell you what to expect on each deal.
Is JNC Funding the lender?
No. JNC Funding is a business funding advisor. I work with a network of funding partners and help match each request to the programs that fit.
